{"id":2013,"date":"2025-08-29T17:02:28","date_gmt":"2025-08-29T15:02:28","guid":{"rendered":"https:\/\/solidarites.ch\/?post_type=cpt_sj_article&#038;p=21556"},"modified":"2025-09-04T10:46:17","modified_gmt":"2025-09-04T08:46:17","slug":"votation-valeur-locative-non-a-un-nouvel-hold-up-proprietaire","status":"publish","type":"cpt_sj_article","link":"https:\/\/solidarites.ch\/ne\/journal\/453-2\/votation-valeur-locative-non-a-un-nouvel-hold-up-proprietaire\/","title":{"rendered":"Non \u00e0 un nouvel hold-up propri\u00e9taire!"},"content":{"rendered":"\n<p><strong>Malgr\u00e9 son titre fallacieux \u00abImp\u00f4t immobilier sur les r\u00e9sidences secondaires\u00bb, le c\u0153ur du vote du 28 septembre 2025 porte sur l\u2019imposition de la valeur locative et sur la non-d\u00e9ductibilit\u00e9 de l\u2019am\u00e9lioration \u00e9nerg\u00e9tique des immeubles. solidarit\u00e9S s\u2019oppose \u00e0 cette contre-r\u00e9forme aux c\u00f4t\u00e9s de l\u2019ASLOCA et d\u2018e la gauche gouvernementale et d\u2019une coalition politique assez large.<br><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/solidarites.ch\/wp-content\/uploads\/2025\/08\/renovation-toit-panneau-solaire-raze-solar-unsplash.webp\" alt=\"Un homme installe un panneau solaire sur un toit\" class=\"wp-image-21544\" \/><figcaption class=\"wp-element-caption\">La contre-r\u00e9forme signerait un coup d\u2019arr\u00eat aux r\u00e9novations \u00e9nerg\u00e9tiques des b\u00e2timents.<\/figcaption>\n<div class='wp-description'><\/div><\/figure>\n\n\n<p class=\"has-drop-cap\">Le\u00a0milieu bancaire suisse est \u00e0 l\u2019origine de l\u2019incitation \u00e0 \u00abs\u2019endetter pour habiter\u00bb par la soustraction au revenu imposable des int\u00e9r\u00eats de la dette immobili\u00e8re. Ce syst\u00e8me, exceptionnel en Europe, a pour cons\u00e9quence un taux d\u2019endettement priv\u00e9 dangereusement \u00e9lev\u00e9, mais offre aux banques un <em>cash flow<\/em> tr\u00e8s r\u00e9gulier et s\u00fbr\u200a; l\u2019abolir serait <em>\u00abtrop radical\u00bb<\/em> selon le Conseil f\u00e9d\u00e9ral.\u00a0<\/p>\n\n\n\n<p>Les dissensions du bloc bourgeois et quelques victoires en votes populaires ont diff\u00e9r\u00e9 pendant 30 ans l\u2019adoption d\u2019une r\u00e9forme qui affronte le probl\u00e8me tout en servant l\u2019<em>Eigentumspolitik<\/em> du bloc bourgeois qui voudrait faire de chacun\u00b7e de \u00abbons petits propri\u00e9taires\u00bb.<\/p>\n\n\n\n<p>Depuis l\u2019introduction des imp\u00f4ts directs en 1915, face aux d\u00e9ductions de la dette et de ses int\u00e9r\u00eats dont b\u00e9n\u00e9ficient les propri\u00e9taires, le fisc r\u00e9tablissait un peu l\u2019in\u00e9galit\u00e9 entre propri\u00e9taires et locataires \u2013 qui ne b\u00e9n\u00e9ficient d\u2019aucune d\u00e9duction&nbsp;\u2013 par l\u2019imposition de la valeur locative du logement propre.&nbsp;<\/p>\n\n\n\n<p>Aujourd\u2019hui, la droite veut supprimer l\u2019imposition sur la valeur locative, mais en continuant de permettre les d\u00e9ductions pour les propri\u00e9taires. Les pertes s\u00e8ches estim\u00e9es pour les collectivit\u00e9s publiques: 1,7 milliards (si le D\u00e9partement des finances ne s\u2019est pas encore tromp\u00e9\u2026). Absurde, alors que les propri\u00e9taires sont d\u00e9j\u00e0 favoris\u00e9s en consacrant une moindre part de leurs revenus au logement que les locataires.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Abandonner la proie pour&nbsp;l\u2019ombre<\/h2>\n\n\n\n<p>Le parlement a toutefois consid\u00e9r\u00e9 que de pareilles pertes exigeaient une contre-mesure: autoriser les cantons \u00e0 percevoir une nouvelle taxe sur les r\u00e9sidences secondaires. Cette (bonne) mesure est d\u2019abord probl\u00e9matique parce qu\u2019elle est facultative. Elle l\u2019est plus encore parce qu\u2019elle affaiblit encore la solidarit\u00e9 intercantonale en prenant aux cantons qui perdent du volume fiscal et fournissent la plupart des services publics, pour donner aux cantons alpins, d\u00e9j\u00e0 \u00e2pres \u00e0 la d\u00e9pense publique et dont certains sont de paradis fiscaux.<\/p>\n\n\n\n<p>Au passage, si la suppression de la d\u00e9ductibilit\u00e9 des travaux d\u2019assainissement \u00e9nerg\u00e9tique f\u00e2che les milieux de la construction et de la conservation du patrimoine, elle doit atterrer chaque militant\u00b7e \u00e9cologiste.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Promotion antisociale et \u00e9cocidaire de la propri\u00e9t\u00e9<\/h2>\n\n\n\n<p>Favoriser plus encore les propri\u00e9taires n\u2019est pas une bonne politique, car elle fait augmenter les prix, qui <a href=\"https:\/\/solidarites.ch\/journal\/425-2\/taux-hypothecaire-le-logement-un-droit-fondamental-soumis-au-marche\/\">font augmenter les loyers<\/a>. Au prochain choc immobilier, les taux d\u2019int\u00e9r\u00eats hypoth\u00e9caires augmenteront. Mais les d\u00e9ductions, maintenues mais d\u00e9sormais plafonn\u00e9es, n\u2019amortiront pas les hausses: Les propri\u00e9taires pr\u00e9caires, principalement des retrait\u00e9\u00b7exs, verront leurs charges bancaires et fiscales augmenter, pour aboutir \u00e0 des ventes forc\u00e9es et des expulsions. Et pendant ce temps, <a href=\"https:\/\/solidarites.ch\/journal\/450-2\/initiative-asloca-pour-des-loyers-justes-pas-des-profits-injustes\/\">les loyers augmenteront toujours<\/a>.<\/p>\n\n\n\n<p class=\"has-small-font-size\"><strong>Dimitri Paratte<\/strong><\/p>\n","protected":false},"featured_media":2016,"template":"","tx_journal_issues":[147],"tx_journal_display":[68],"class_list":["post-2013","cpt_sj_article","type-cpt_sj_article","status-publish","has-post-thumbnail","hentry","tx_journal_authors-paratte-dimitri","tx_journal_issues-453-2","tx_journal_sections-logement","tx_journal_sections-national","tx_journal_sections-votations"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Non \u00e0 un nouvel hold-up propri\u00e9taire! - Solidarit\u00e9S Neuch\u00e2tel<\/title>\n<meta name=\"description\" content=\"Nous nous opposons \u00e0 l\u2019objet soumis au vote le 28 septembre sous le titre fallacieux \u00abImp\u00f4t immobilier sur les r\u00e9sidences secondaires\u00bb\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/solidarites.ch\/ne\/journal\/453-2\/votation-valeur-locative-non-a-un-nouvel-hold-up-proprietaire\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Non \u00e0 un nouvel hold-up propri\u00e9taire! 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